Four users must be at least 18 years old and a resident of the United States. Additional eligibility requirements may apply. Shopping with Four is subject to spending limits and approvals from Four Technologies Inc. within the app. No amount of spending power is guaranteed. Four is not available in New Mexico.
A platform fee/charge applies to automatic payments processed through our system. You can avoid a platform charge to this payment by logging into your account at least 3 business days prior to the due date and making your payment manually, which shall constitute your notice to stop such recurring automatic payments. If your payment method fails, you authorize Four to withdraw payment from your Bank account on file. Late or missed payments may result in additional fees or restrictions on future purchases with Four.
The deals presented are provided directly by the retailer and are subject to their terms. Four does not guarantee the availability of deals and may receive a commission. Certain deals may have limited quantities, and some may only be applicable to specific products offered by the retailer. Four periodically evaluates and refines retailer selection on Four/Four+. As a result, you may notice occasional changes in the availability of certain stores. Four+ is a subscription program and is separate from Four's Buy Now Pay Later product. Four+ customers have access to additional retailers and other benefits.
Your Spending Limit represents the maximum total amount you may be approved to spend
across multiple orders. This is your overall possible spending capacity. For example, if your
limit is $500.00, it reflects the total amount you may be approved to spend with us.
Your Spending Power is the maximum amount available to spend on your next order. This
amount can change and isn’t guaranteed.
Approval of Spending Power is conditioned upon each transaction and may vary based on
individual factors to ensure responsible spending. Adding additional bank
accounts/methods of payment may increase a shopper’s spending power, but no spending
power or spending limit is guaranteed. Shopping with Four is subject to spending limits and
approvals from Four Technologies Inc. within the app.
Four is a registered trademark of Four Technologies, Inc. All of the operations of Four are
owned and conducted by Four Technologies, Inc. Loans in California are made or arranged
pursuant to a California Finance Lenders Law license. NMLS Consumer Access. For
additional terms, see Four’s Acceptable Use Policy, Privacy Policy, and User Agreement.